POB 5.02 Question Preview (ID: 9846)
POB 5.02.
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What do hospital and surgical types of insurance have in common? Both are available through:
a) a comprehensive policy.
b) major medical insurance.
c) regular medical insurance.
d) state government assistance.
What do insuring personnel and property have in common?
a) Both provide coverage for cost of risks.
b) Both provide coverage for day-to-day routines.
c) Both provide coverage for long-term care.
d) Both provide coverage for loss of investments.
Many newspapers are experiencing fewer subscribers since more subscribers are now obtaining news from the Internet. This is an example of which type uninsurable risk?
a) Business operations
b) Economic conditions
c) Local factors
d) Technology change
GEICO Insurance Company opened several new offices to accommodate requests of policy holders for face-to-face contact. This is an example of which type uninsurable risk?
a) Business operations
b) Economic conditions
c) Local factors
d) Technology change
Home Depot has to reorder Scott's Lawn Care seeds more often than planned due to purchases by customers. This is an example of which type of uninsurable risk?
a) Consumer demand
b) Economic conditions
c) Local factors
d) Technology change
The Food Market provides classes on how to fix healthy meals. During the past three months, the attendance increased over 40%. This is an example of which type uninsurable risk?
a) Consumer demand
b) Economic conditions
c) Local factors
d) Technology change
Cashiers can now manage several registers from a computerized station that will allow several customers to check out their groceries at one time. Which uninsurable risk is this?
a) Consumer demand
b) Economic conditions
c) Local factors
d) Technology change
Which is an example of uninsurable risks?
a) FedEx covers property damaged by its drivers.
b) Kroger Grocery Store has liability coverage.
c) PDQ's competitors are now picking up packages from residential homes.
d) Tessa is receiving compensation after being injured at work.
Pawn Shop accepts jewelry and electronics from customers. The shop waits the designated time for customers to return and retrieve their items. How does the shop handle risks?
a) Assume
b) Avoid
c) Insure
d) Transfer
TV Station changed its shows in response to a survey of viewers. The station planned to increase its number of viewers for a season. How have they handled the risks?
a) Assume
b) Avoid
c) Insure
d) Transfer
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