Financial Tech Exam Part 7: Question Preview (ID: 9825)


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Provides a death benefit and builds cash value
a) Permanent life insurace
b) Term life insurance
c) Temporary life insurance
d) Short term disability

Fee for violating terms of credit agreement
a) processing fee
b) Penalty
c) Late Fee
d) finance charge

Credit to be paid off in a set period of time
a) revolving credit
b) installment credit
c) service credit
d) charge card

Protects you if someone is injured on your property
a) short term disability
b) personal liability
c) long term disability
d) major medical

Ability to borrow money and pay it back later
a) loan
b) credit
c) cash
d) charge card

Provides portion of pay for up to 2 years due to injury or illness
a) long term disability
b) life insurance
c) health insurance
d) short term disability

Procedure to relieve someone of excessive debt
a) debt consolidation
b) credit counseling
c) debt management
d) bankruptcy

Price paid for insurance coverage
a) copay
b) deductible
c) premium
d) rebate

Account one can charge repeatedly up to a maximum limit
a) installment credit
b) charge card
c) service credit
d) revolving credit

Amount one must pay before insurance will pay
a) copay
b) premium
c) deductible
d) rebate

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