Chapter 6 And 7 Question Preview (ID: 62197)


Sources Of Funding And Accounting. TEACHERS: click here for quick copy question ID numbers.

A person who follows his or her dreams by assuming the risk of starting a new business is a(n) ____.
a) private investor
b) entrepreneur
c) venture capitalist
d) angel

Money used to expand a business comes out of ____.
a) start-up costs
b) operating costs
c) reserve funds
d) cash flow

What is the highest percentage of market value a home equity loan will provide?
a) 60 percent
b) 50 percent
c) 4 percent
d) 80 percent

A home equity loan is an example of ____.
a) insider financing
b) bank funding
c) an unsecured loan
d) personal financing

For unexpected costs, businesses often use ____.
a) insider financing
b) a line of credit
c) a long-term commercial loan
d) a home equity loan

Comments from creditors are helpful to a bank when assessing a would-be borrower’s ____.
a) capacity
b) capital
c) character
d) collateral

Less paperwork and a shorter response time are the advantages of applying for a loan through the ____.
a) Angel Capital Electronic Network
b) small Business Investment Companies
c) Fortune 500 companies
d) Low Documentation Program

A disadvantage of funding a business with business credit cards is ____.
a) high interest rates
b) extensive paperwork
c) the need for collateral
d) the long wait for a reply

Which source of funding expects to have a major voice in a business’s decisions?
a) a bank
b) a commercial finance company
c) a venture capital firm
d) a local government

Which of the five C’s of credit refers to your business’s ability to repay the loan on time?
a) character
b) capacity
c) capital
d) collateral

An accounting period for a small business usually covers one ____.
a) week
b) month
c) quarter
d) year

An owner’s claim to the assets of a business is called owner’s ____.
a) property
b) liabilities
c) equity
d) credits

When accountants record business transactions, they use a system called ____.
a) double-entry accounting
b) accounts receivable
c) accounts payable
d) the accounting equation

An asset account increases on ____ of a T account.
a) the debit side
b) the credit side
c) the right side
d) both sides

The final step of the accounting cycle is ____.
a) journalizing each transaction
b) collecting source documents
c) preparing a trial balance
d) posting to the general ledger

What does a business owner or an accountant use to analyze transactions?
a) a general journal
b) T accounts
c) a general ledger
d) a trial balance

An income statement has all of the following sections EXCEPT ____.
a) revenues
b) gross profit on sales
c) operating expenses
d) current liabilities

Which term refers to the amount of revenue that remains after expenses for the period are subtracted from profits?
a) markup
b) net income
c) gross profit on sales
d) cost of merchandise sold

On a balance sheet, the balance in accounts payable decreases when ____.
a) money is paid to creditors
b) merchandise is sold for cash
c) supplies are purchased
d) owner’s equity increases

What is a benefit of using accounting software for computerized posting?
a) eliminates liability of business owner
b) eliminates accounting errors
c) eliminates need for source documents
d) eliminates need for account numbers

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