US Money And Civics Review Question Preview (ID: 47238)
Study For Your US Money Test.
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Deposits in bank accounts can be accessed by what?
a) Checks and Debit Cards
b) Checks and Credit Cards
c) Loans and Interest
d) Coins and Currency
What behavior will an employer look for in an employee?
a) Tardiness
b) Humor
c) Bad attitude
d) Strong work ethic
What is a spending plan?
a) Bridget
b) Check
c) Budget
d) Credit card
What is the first step in career planning?
a) Filling out applications
b) Self-assessment
c) Asking your mom for help
d) Applying for a credit card
What should you do with your money now if you want to retire when you are older?
a) Save and invest
b) Spend and squander
c) Hide it under your bed
d) Make loans to friends
Who can declare acts of the President unconstitutional?
a) Judicial Branch
b) Legislative Branch
c) Executive Branch
d) Senate only
How can Congress check the President's veto?
a) Call the President into special session
b) Sue the executive branch
c) Override it with a 3/5 veto
d) Override with a 2/3 vote
What was the first form of national government for the United States?
a) U.S. Constitution
b) Declaration of Independence
c) Articles of Confederation
d) Bill of Rights
Private financial institutions help facilitate the exchange of money between which two groups?
a) Savers and government
b) Spenders and banks
c) Savers and borrowers
d) Borrowers and taxers
The goal of the Federal Reserve System is to keep the economy _______.
a) Depressed
b) Inflated
c) Stable
d) Taxed
What is a program you purchase from a company to protect you from loss?
a) Insurance
b) Stability
c) Credit
d) Cable
Technological advancements often create what in the workplace?
a) Many Problems
b) New Jobs
c) More Taxes
d) Enemies
Because the effect of supply and demand on salaries, workers in high demand jobs will make what?
a) Higher salaries
b) Lower salaries
c) Unemployment
d) Fast food
Keeping to a budget means you shouldn't ____ more than you _____ in a month.
a) earn, need
b) cook, eat
c) laugh, cry
d) spend, have
Who would be allowed to borrow money from the Federal Reserve?
a) U.S. Government
b) U.S. Citizens
c) U.S. Workers
d) Miss U.S.A.
How do financial institutions encourage savings?
a) Pay interest
b) Charge interest
c) Free toaster
d) Advertise
What do financial institutions do with your deposits?
a) Bury them in a shoe box
b) Start a fire
c) Make loans
d) Leave them in the vault
What banking service would you need to purchase a car or a house?
a) Credit Card
b) Free Toaster
c) Library Card
d) Loan
Financial capital for business expansion comes from where?
a) Individual credit cards
b) Loans from financial institutions
c) Robbing a bank
d) Business profits
Principle describing the division of governmental power among the three branches.
a) Federalism
b) Separation of powers
c) Checks and balances
d) Representative government
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