Personal Finance Exam Review 9 Question Preview (ID: 42419)


Final Exam Review. TEACHERS: click here for quick copy question ID numbers.

Monthly car payments should be no more than ___ percent of the money you have left after paying all of your other expenses.
a) 5
b) 10
c) 20
d) 30

A used car
a) is usually about the same price as a new car.
b) is likely to need more repairs than a new car.
c) loses at least half of its market value as soon as you drive it off the lot.
d) can never be purchased with a warranty.

Which of the following publications is dedicated to used-vehicle listings?
a) Motor Trend
b) Consumer Reports
c) Car and Driver Magazine
d) Auto Trader

Which of the following vehicles would most likely have the highest insurance rate?
a) a fuel-efficient compact car
b) a four-door family sedan
c) a brand-new sports car
d) a used mini-van

With a vehicle's VIN, you can determine all of the following except
a) how quickly the vehicle can go from 0 to 60 MPH.
b) whether the vehicle has been in a serious accident.
c) how many times the vehicle has been sold.
d) the mileage readings each time the vehicle was sold.

Which of the following can tell you if the head gasket on your vehicle's engine needs to be replaced?
a) an oil consumption test
b) a vehicle emission test
c) a timing gear test
d) a compression test

A fair price for a new car is likely to be about ___ percent above the ___ price.
a) 3 to 6; invoice
b) 8 to 10; invoice
c) 3 to 6; sticker
d) 8 to 10; sticker

In most cases, the most important factor in determining a car's resale or trade-in value is
a) mechanical condition.
b) the vehicle's age.
c) the vehicle's fuel efficiency.
d) model popularity.

For city driving, experts advise changing the oil every three months or every ___ miles, whichever comes first.
a) 3,000
b) 7,000
c) 10,000
d) 25,000

Each of the following is a good driving habit except
a) don't shift into a forward gear while your vehicle is rolling backward.
b) don't turn the steering wheel when the vehicle is motionless.
c) race your engine as soon as you start the car, to warm it up more quickly.
d) never drive a car when the 'check engine' light is on.

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