Personal Finance Final: Cars/Insurance, Careers Question Preview (ID: 41762)


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Leasing is a great option because you have lower monthly payments.
a) true
b) false
c)
d)

One drawback of leasing is that once you’ve paid-up you’re stuck with the car.
a) true
b) false
c)
d)

Buying a car usually has high monthly payments, but after you’ve paid the car off you own it.
a) true
b) false
c)
d)

All of the following are ways you can lower your monthly payment on car except:
a) Borrow the entire costs; banks like that and will give a better rate
b) Trade-in your old vehicle
c) Save up for a nice down payment
d) Have someone co-sign on your loan

By law you are required to have ___ insurance.
a) Liability
b) Collision
c) Medical (Car)
d) Comprehensive

Comprehensive insurance will cover your vehicle for car-related issues only.
a) false
b) true
c)
d)

If your terms say 25/50/10; how much will your insurance cover for a single vehicle?
a) $25,000
b) $50,000
c) $10,000
d)

The amount you pay monthly or quarterly to stay insured is called:
a) Premium
b) Claim
c) Deductible
d) Policy

Adding property or items to your insurance policy is called a:
a) Premium
b) Endorsement
c) Coverage
d) Umbrella

Insurance can protect:
a) Cars
b) Lives
c) Homes
d) All Of These

A job that matches up with your interests/values will usually lead to a more fulfilling career.
a) true
b) false
c)
d)

What can you do to improve your chance of finding a successful job?
a) Further your education
b) Write a thank you letter after your interview
c) Gain certificaitons
d) All of the Above

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