ITB Chapter 6 And 7 Review Question Preview (ID: 35666)


Review For Test Over Sources Of Funding And Financial Accounting. TEACHERS: click here for quick copy question ID numbers.

A person who follows his or her dreams by assuming the risk of starting a new business is a(n) ____.
a) private investor
b) entrepreneur
c) “angel”
d) venture capitalist

What is the highest percentage of market value a home equity loan will provide?
a) 80 percent
b) 60 percent
c) 50 percent
d) 20 percent

A home equity loan is an example of ____.
a) insider financing
b) bank funding
c) an unsecured loan
d) personal financing

For unexpected costs, businesses often use ____.
a) insider financing
b) a line of credit
c) a long-term commercial loan
d) a home equity loan

Comments from creditors are helpful to a bank when assessing a would-be borrower’s ____.
a) capacity
b) capital
c) character
d) collateral

Less paperwork and a shorter response time are the advantages of applying for a loan through the ____.
a) Angel Capital Electronic Network
b) Small Business Investment Companies
c) Fortune 500 companies
d) Low Documentation Program

A disadvantage of funding a business with business credit cards is ____.
a) extensive paperwork
b) high interest rates
c) the need for collateral
d) the long wait for a reply

Which source of funding expects to have a major voice in a business’s decisions?
a) a local government
b) a venture capital firm
c) a commercial finance company
d) a bank

Which of the five C’s of credit refers to your business’s ability to repay the loan on time?
a) collateral
b) character
c) capacity
d) capital

Money used to expand a business comes out of ____.
a) start-up costs
b) operating costs
c) cash flow
d) reserve funds

An accounting period usually covers one ____.
a) week
b) month
c) quarter
d) year

An owner’s claim to the assets of a business is called owner’s ____.
a) property
b) liabilities
c) equity
d) credits

When accountants record business transactions, they use a system called ____.
a) accounts receivable
b) accounts payable
c) the accounting equation
d) double-entry accounting

An asset account increases on ____ of a T account.
a) the debit side
b) both sides
c) the credit side
d) the right side

The final step of the accounting cycle is ____.
a) collecting source documents
b) preparing a trial balance
c) posting to the general ledger
d) journalizing each transaction

What does a business owner or an accountant use to analyze transactions?
a) a general ledger
b) T accounts
c) a general journal
d) a trial balance

An income statement has all of the following sections EXCEPT ____.
a) current liabilities
b) operating expenses
c) gross profit on sales
d) revenues

Which term refers to the amount of revenue that remains after expenses for the period are subtracted from profits?
a) net income
b) cost of merchandise sold
c) markup
d) gross profit on sales

On a balance sheet, the balance in accounts payable decreases when ____.
a) merchandise is sold for cash
b) supplies are purchased
c) owner’s equity increases
d) money is paid to creditors

What is a benefit of using accounting software for computerized posting?
a) eliminates need for source documents
b) eliminates accounting errors
c) eliminates need for account numbers
d) eliminates liability of business owner

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