Module 116-118 Review Part 2 Question Preview (ID: 34420)


Module 116-118 Review Part 2.

You do not ever use your credit card, but always pay with cash.
a) Good for your credit
b) Bad for your credit
c) Neutral
d)

You use credit cards until they are up to the spending limit and you don’t completely pay off the balances each month
a) Good for your credit
b) Bad for your credit
c) Neutral
d)

You use cash to pay for non-emergency expenditures.
a) Good for your credit
b) Bad for your credit
c) Neutral
d)

You keep your checkbook carefully balanced.
a) Good for your credit
b) Bad for your credit
c) Neutral
d)

You make only minimum payments on your credit cards.
a) Good for your credit
b) Bad for your credit
c) Neutral
d)

With a credit card, you can pay for a big emergency expense.
a) True
b) False
c)
d)

If you opt in to your debit card’s overdraft protection, you will not be charged overdraft fees. A. True B. False
a) False
b) True
c)
d)

A debit card will always automatically protect you from spending more money than you have.
a) False
b) True
c)
d)

A credit card company can charge you a fee even if you do not charge anything to your card.
a) True
b) False
c)
d)

A credit card can earn you airline miles based on your monthly purchases.
a) True
b) False
c)
d)

. Purchases made with a debit card can be carried over for more than one month.
a) False
b) True
c)
d)

The bank can charge an overdraft fee only for the amount you are overdrawn.
a) False
b) True
c)
d)

A credit card company can charge you interest on the purchases you make before you even receive a bill.
a) True
b) False
c)
d)

If you have difficulty saving money or you often buy things on impulse, a credit card is a good choice for you.
a) False
b) True
c)
d)

You can get cash advances with a debit card.
a) False
b) True
c)
d)

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