PF 6.04 Protecting Yourself From Fraud Identity Theft Question Preview (ID: 33968)
6.04 Protecting Yourself From Fraud Identity Theft.
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Matt wants to guard his personal information. Which personal information is LEAST LIKELY to be used by scammers?
a) phone numbers
b) credit card numbers
c) bank account numbers
d) driver’s license numbers
Which is a general rule when dealing with credit reports to minimize identity theft?
a) Check each credit reports at least once per year.
b) Wait 60 days before disputing any wrong information found in a credit report or on a credit card statement.
c) Keep credit reports in an easily accessible location, so information can be accessed if fraud occurs
d) Report mistakes to only one credit reporting agency and they will inform the others
Which of the following is an act of identity theft?
a) Wrongfully acquiring and using someone’s personal identification
b) Receiving permission to use a parents’ credit card for school clothes
c) Taking the identity of another individual as inspiration for a costume
d) Having the same name as another person
Charis wants to decrease the risk of fraudulent use of her credit cards. Which strategy would be the most effective?
a) signing the back of her card with her signature and “Please see picture ID”
b) carrying all credit cards in her wallet so they don’t get lost
c) giving account numbers over the internet rather than over the phone
d) using credit cards for all her purchases so she only needs to pay one bill each month
Ashley plans to do some of her Christmas shopping online. What is a safety tip to follow when she is shopping online?
a) Use a credit card
b) Shred all sales receipts as soon as the item purchased has been received
c) Use a debit card
d) Black out the bank account numbers on the credit card bill before returning it with payment.
Which of the following actions will not make an individual vulnerable to identity theft?
a) Paying cash for a movie ticket
b) Using a computer without updated spyware
c) Responding to an email from your depository institution
d) Throwing mail in the garbage
Carson's wallet with his driver’s license, a debit card and his credit card has been stolen. Which of the following is NOT something an identity thief might realistically do with this information?
a) Take a college admissions exam in Carson’s name.
b) Rent an apartment under Carson’s name
c) Use Carson’s name during an arrest
d) Make purchases with Carson’s credit card
Investment Fraud is:
a) deception by individuals claiming to be financial advisors or have an investment guaranteed to make money
b) scammers making claims that you might be exempt from filing tax returns and/or offering to file your tax return in exchange fo
c) When another’s personal information is used without their permission
d) when a thief uses your credit card number to make purchases
Which Government agency regulates interstate and international communications by radio, television, wire, satellite cable?
a) SEC
b) FBI
c) IRS
d) FCC
Which government agency protects investors and maintain fair, orderly, and efficient financial markets?
a) SEC
b) FBI
c) IRS
d) FCC
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