Wise Missed Questions This Week Question Preview (ID: 30938)
Wise Missed Questions This Week.
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Capital gains tax will be _____, If you hold an asset like stocks,realstate longer than a Year.
a) Index
b) Lower
c) Increased
d) Deferred put off (an action or event) to a later time
The brokerage firm is lending you money to buy stocks when you are buying on
a) Profit
b) Margin
c) Lower
d) Bonds
Earnings of a corporation given to its shareholders. A distribution of a portion of a company's earnings, decided by the board of directors, to a class of its shareholders
a) Index
b) dividends
c) Dow Jones
d) Bonds
An investment that pools the money of many shareholders and invests it in a diversified portfolio of securities, such as stocks, bonds, and money market assets.
a) Mutual Fund
b) Margin
c) Profit
d) capital gains
When a person is reconciling a checking account and notices that the balance in the checkbook does not match the balance on the statement from the bank, which action is it appropriate for the person to take first?
a) Adjust the balance in the checkbook so it is the same as the bank's balance.
b) Deposit sufficient funds to adjust the balance in the checkbook to match the bank's balance.
c) Determine that checks already written have cleared.
d) Notify the bank in writing to adjust the statement.
Which type of financial institution usually pays the highest rate of interest on savings account balances?
a) Savings and loan associations
b) Commercial banks
c) Credit unions
d) Investment firm money market accounts
Lamar believes that interest rates are going to fall in the near future and remain low for a considerable period of time. She should invest in:
a) Nothing, she should put her money under her mattress
b) A variable rate certificate of deposit
c) A long-term, fixed rate certificate of deposit
d) A short-term, fixed rate certificate of deposit
Joan wants to open a checking account and wonders if checking accounts pay interest. How would you answer her question?
a) All checking accounts pay interest
b) Some types of checking accounts pay interest
c) Checking accounts never pay interest
d) Checking accounts pay interest if the account balance does not fall below $300.00
The interest earned on United States Series EE Savings Bonds is
a) paid in a lump sum at the time the face value on the bond is reached
b) exempt from state and local taxes.
c) deducted at the time of the bond's purchase.
d) equal to the money paid to purchase it.
The most basic form of ownership, including voting rights on major issues, in a company.
a) Bonds
b) Dow Jones
c) common stock
d) preferred stock
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