Insurance Review Test Question Preview (ID: 30593)
Understanding The Idea Of Insurance.
TEACHERS: click here for quick copy question ID numbers.
In Medicare pre-existing conditions must be covered, including pregnancy
a) True
b) False
c) Not sure
d) What is a pre-existing condition?
The Medicare gap is set to be closed by the year
a) 2018
b) 2020
c) 2016
d) 2013
The Medicare donut hole refers to...
a) A gap in Medicare prescription drug coverage (Part D)
b) A private policy that can be purchased to supplement Medicare benefits
c) A snack that would be great to have right now
d) A contribution to Medicare by the community to cover bills
All of these are parts of Medicare except for...
a) Part A
b) Part B
c) Medicaid
d) Part C
Every person will have all Medicare parts
a) True
b) False
c) I don't know
d) What parts?
Federally funded health insurance for people age 65 or older.
a) Medicaid
b) PMO
c) Medicare
d) Commercial
The amount of money that must be paid every month to the insurance company in order to be insured.
a) Deductible
b) Premium
c) Coinsurance
d) Copayments
Process in which plans require doctors to provide detail information about the patient’s condition before a claim is approved:
a) Copay
b) Coinsurance
c) PPO
d) Prior authorization
The portion of the cost the patient is responsible for paying for a covered service.
a) Copay
b) Third Party
c) Cost
d) Prior Authorization
Companies that administer drug benefit programs are called:
a) HMOs
b) PPOs
c) PBMs
d) employers
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