Virtual VA Unit 16 Module 158 Life Insurance Question Preview (ID: 27738)
Virtual VA Unit 16 Module 158 Life Insurance.
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One who benefits from something; a person who is left money or other property in a will or the like
a) beneficiary
b) deductible
c) Actuary
d) Dependent
Life insurance Policy that accumulates cash value.,and it last your entire life
a) Term Life Insurance
b) Types of Permanent Insurance
c) whole life insurance
d) all of the above
whole life insurance Universal life
a) lower the premium.
b) Term Life Insurance
c) whole life insurance
d) Types of Permanent Insurance
Generally, the higher the deductible on an insurance policy, the
a) Actuary
b) lower the premium.
c) Managed care health plan HMO or PPO
d) Types of Permanent Insurance and Universal life
A $250 ______, means the person will have to pay the first $250 out of pocket before an insurer will pay any expenses.
a) Losses resulting from an illness, accident, or disability
b) Actuary
c) deductible
d) Dependent
Lucy has no insurance. The situation(s) should she consider insuring against first are:
a) deductible
b) Losses resulting from an illness, accident, or disability
c) Age, gender, and health
d) Losses resulting from an illness, accident, or disability
When Jessie needs health care, she must first go to her primary care physician who coordinates her care and decides whether Jessie should see a specialist. Jessie has which type of health insurance?
a) lower the premium.
b) no dependents (no children or grown children, working spouses, or healthy family members)
c) Managed care health plan HMO or PPO
d) Term Life Insurance
People who do need life insurance typically have a combination of the following:
a) dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
b) no dependents (no children or grown children, working spouses, or healthy family members)
c) Managed care health plan HMO or PPO
d) beneficiary
Which of the following factors do insurance companies use to determine the potential risk of an applicant?
a) Term Life Insurance
b) Age, gender, and health
c) beneficiary
d) lower the premium.
People who do not necessarily need insurance typically have a combination of the following:
a) dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work) mortgages (house pa
b) no dependents (no children or grown children, working spouses, or healthy family members)
c) Group as many people as possible into the same risk pool
d) beneficiary
A Policy that accumulates no cash value. has an end date. Only last for a specific time period.
a) Term Life Insurance
b) whole life insurance
c) Types of Permanent Insurance
d) Dependent
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