Personal Finance Review Question Preview (ID: 25814)


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The amount you earn before taxes are withheld
a) Commission
b) Gross Pay
c) Tips
d) Net Pay

The measurement of how quickly you can turn an investment into cash is known as
a) Rate of return
b) Equity
c) Liquidity
d) Maturity

For the average family, the largest single expenditure is usually:
a) Clothing
b) Transportation
c) Housing
d) Food

A budget is a ___________ that is created to reach your personal financial goals
a) Device
b) Plan
c) Analysis
d)

Expenses can be classified as either fixed or variable
a) True
b) False
c)
d)

Which of the following is not required on a check
a) Memo
b) Signature
c) Date
d) Payee

The FDIC insures saving accounts in the case of bankruptcy and failure
a) True
b) False
c)
d)

You should compare the rate of interest you earn on your savings with the rate of inflation
a) True
b) False
c)
d)

An advantage of using credit is:
a) Less impulsive buying
b) Lower costs
c) Ability to buy now and pay later
d) Lower chance of over-spending

A credit score is also known as a
a) MECO SCORE
b) FICO SCORE
c) ALFA SCORE
d) LIVE SCORE

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