True/False Test Part 2 Question Preview (ID: 21502)


Questions 107-126. TEACHERS: click here for quick copy question ID numbers.

If you are a victim of identity theft, you are only responsible for paying back half of the debt
a) True
b) False
c)
d)

Your FICO score is only affected by your debt
a) True
b) False
c)
d)

You must go to a prestigious school in order for employers to recognize your talents and strengths
a) True
b) False
c)
d)

Your bank statement balance will always match your check register balance
a) False
b) True
c)
d)

A payment for a 30 year mortgage is twice as much as a payment for a 15 year mortgage
a) False
b) True
c)
d)

Since you are a teenager, what you do now with money will have little effect on your financial future
a) False
b) True
c)
d)

Your income level greatly affects your saving habits
a) False
b) True
c)
d)

Most Americans today are wealthy and have financial security when they retire
a) False
b) True
c)
d)

If you plan to attend a community college for your first 2 years, some of your courses will not always transfer to the 4 year college of your choice
a) True
b) False
c)
d)

Saving over time means you will never tend to go into debt
a) True
b) False
c)
d)

You should shop for the best price for your education in the same way you comparison shop for any large purchase
a) True
b) False
c)
d)

Never buy something you do not fully understand
a) True
b) False
c)
d)

Pay yourself first means you should assign a portion of your income to saving and investing every month
a) True
b) False
c)
d)

Budgeting is crucial to your financial success
a) True
b) False
c)
d)

The best quality colleges are always the most expensive
a) False
b) True
c)
d)

You save for 3 basic reasons: emergency funds, purchases and vacations
a) False
b) True
c)
d)

Your emergency fund is considered an investment
a) False
b) True
c)
d)

Obtaining financial aid to the only way to help pay for your college degree
a) True
b) False
c)
d)

The first thing you should save for is your retirement fund
a) False
b) True
c)
d)

You should never wait overnight before buying a major purchase because they may not have anymore the next day
a) False
b) True
c)
d)

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