Unit 4 Credit Review: Question Preview (ID: 3835)


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True or False: To pay less interest and pay off your balance sooner, you should pay more than the minimum payment amount.
a) True b) c) d) False
True or False: Charging small, everyday purchases is a good practice.
a) True b) c) d) False
True or False: Arranging for automatic payments for your monthly bills is a smart practice because it helps prevent late payments.
a) True b) c) d) False
True or False: It is not important to read the fine print of a credit card or loan application before you sign it.
a) True b) c) d) False
True or False: Be choosy about your credit, and don\'t apply for more than you actually need.
a) True b) c) d) False
True or False: Try to pay your bills as soon as they come in.
a) True b) c) d) False
Get into a saving mode so you rarely need credit or loans for your purchases.
a) True b) c) d) False
Which describes credit best?
a) Pay now, buy later b) Buy now, pay later c) Buy now, buy later d) Pay now, pay later
True or False: Overspending will not lead to debt.
a) True b) False c) d)
True or False: You can get 2 free credit reports per year from each of the 3 credit reporting agencies.
a) True b) False c) d)
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