Final Review Part 3: Question Preview (ID: 31476)


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Stock prices change throughout every business day.
a) True b) False c) d)
Commercial banks are often called full-service banks.
a) True b) False c) d)
Treasury bills are sold in units of $10,000.
a) True b) False c) d)
Because the depositor's money is not accessible until the maturity date, the interest rate on a CD is lower than that of a regular savings account.
a) True b) False c) d)
It is not necessary to sign your name exactly as it is written on the front of a check. You should sign your name as you always do even if the check is written incorrectly.
a) True b) False c) d)
Most banks offer several types of checking accounts.
a) True b) False c) d)
With U.S. bankruptcies, creditors can take some or all of a debtor's assets to get back some of their money.
a) True b) False c) d)
Credit counselors are seldom able to restore good credit to someone whose bad credit score is otherwise correct.
a) True b) False c) d)
Only consumers with bad credit have a credit report.
a) True b) False c) d)
The federal government uses credit to pay for many of the services and programs it provides to its citizens.
a) True b) False c) d)
Most of the banks in the United States are commercial banks.
a) True b) False c) d)
Exchange rates change from day to day and country to country.
a) True b) False c) d)
In a market economy, a country's economic health depends on business doing well.
a) True b) False c) d)
If a country has a trade deficit with one country, it cannot have a trade surplus with another.
a) True b) False c) d)
Since the 1970s, world trade has decreased due to nations becoming more self-sufficient.
a) True b) False c) d)
Perhaps the most common technology staple in business today is the telephone.
a) True b) False c) d)
Trading goods and services allows countries to meet their individual wants and needs as well as to help their own economy.
a) True b) False c) d)
The type of credit used by people for personal reasons is called commercial credit.
a) True b) False c) d)
Something of value the bank can take if a borrower does not make a required loan payment is collateral.
a) True b) False c) d)
Interest earned on both the principal and any interest earned on the principal is compound interest.
a) True b) False c) d)
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