Biz 8 Intro To Biz Personal Finance III: Question Preview (ID: 21304)


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T/F Having a strong credit rating will cost you more in the long run.
a) True b) False c) d)
The benefits of credit cards include
a) not waiting to buy something b) can build credit c) offers additional perks d) all of the above
What does open-end credit mean?
a) You have no limits on borrowing b) Anyone can borrow c) Once you pay part of your expense you can borrow more d) This term doesn't exist
What is the biggest reason to save and buy something with cash rather than borrowing money to buy it?
a) you'll get it quicker b) no interest fees c) small interest fees d) builds credit
Which is most accurate when describing U.S. saving habits.
a) we rock, everyone does it b) only old people do it c) as a whole country, we are very poor at it, but are making improvements d) no one saves
If you have young kids what would be a wiser decision
a) buying b) leasing c) d)
T/F Owning a vehicle means you will have lower monthly payments.
a) True b) False c) d)
T/F Since you don't own the vehicle when you lease; that means you can drive it in extreme locations like mountains and woods.
a) True b) False c) d)
Leasing a vehicle means
a) you own the vehicle b) you rent the vehicle c) you can drive it forever d) you build equity on the vehicle
The best way to build credit is to:
a) max out your cards b) start young c) only borrow what you can't afford d) none of the above
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