Credit Review #2: Question Preview (ID: 12706)


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Loan sharks abide by state usury laws
a) True b) False c) Not this one d) Not this one
Wage assignment or garnishment is when
a) lenders collect a portion of your paycheck if you default on a loan b) lenders take back the property for which you borrowed money for c) an agreement between the creditor and the lender to work off the debt as a punishment d) agreement where the creditor keeps ownership of goods until paid in full
It is a good idea to use cash as much as possible instead of your credit card. (Statistically, you will spend less)
a) True b) False c) Not this one d) Not this one
You are entitled to a free credit report at least once a year from each credit bureau.
a) True b) False c) Not this one d) Not this one
800 is a great credit score
a) True b) False c) Not this one d) Not this one
The most common credit scoring system is ...
a) CRA (Consumer Reporting Agencies) b) FICO (Fair, Isaac, & Co) c) FCRA (Fair Credit Reporting Act) d) ATM (Automated Truth Machine)
A single payment loan is when you pay installments over a period of time on money borrowed
a) True b) False c) d)
Loan sharks even operate in states where there are strict usury laws.
a) True b) False c) Not this one d) Not this one
The coolest guy I know is...
a) Mr. Scherer b) Cheese Head Harry c) Sad Sappy Sammy d) Debby Downer
When we talk about real estate we are talking about...
a) a state in Canada b) things that are sold at an auction c) Land and anything attached to it (like a house, cabin, shop) d) financial obligations, such as a car loan
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