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Financial Tech Exam Part 7
Test Description: Financial Tech Exam Part 7
Instructions: Answer all questions to get your test result.
1) Provides a death benefit and builds cash value
A
Permanent life insurace
B
Temporary life insurance
C
Term life insurance
D
Short term disability
2) Fee for violating terms of credit agreement
A
finance charge
B
Penalty
C
Late Fee
D
processing fee
3) Credit to be paid off in a set period of time
A
installment credit
B
charge card
C
service credit
D
revolving credit
4) Protects you if someone is injured on your property
A
short term disability
B
long term disability
C
major medical
D
personal liability
5) Ability to borrow money and pay it back later
A
loan
B
charge card
C
cash
D
credit
6) Provides portion of pay for up to 2 years due to injury or illness
A
life insurance
B
health insurance
C
short term disability
D
long term disability
7) Procedure to relieve someone of excessive debt
A
bankruptcy
B
debt consolidation
C
credit counseling
D
debt management
8) Price paid for insurance coverage
A
copay
B
deductible
C
rebate
D
premium
9) Account one can charge repeatedly up to a maximum limit
A
service credit
B
charge card
C
revolving credit
D
installment credit
10) Amount one must pay before insurance will pay
A
copay
B
rebate
C
premium
D
deductible
*select an answer for all questions
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