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Financial Tech Exam Part 5
Test Description: Financial Tech Exam Part 5
Instructions: Answer all questions to get your test result.
1) Formal agreement to the terms of an offer
A
Counteroffer
B
Contract
C
Acceptance
D
Agreement
2) Money added to an account
A
Withdrawal
B
Debit
C
Deposit
D
ATM purchase
3) Used to access an account; like a password
A
VIN
B
PIN
C
ID
D
SSN
4) Interest rates do not change during the term of the loan
A
fixed rate
B
variable rate
C
adjustable rate
D
floating rate
5) Tool used to track check, withdrawals, deposits, etc.
A
deposit slip
B
bank statement
C
bank reconciliation
D
checkbook register
6) Interest rates change in response to the economy
A
fixed rate
B
variable rate
C
floating rate
D
adjustable rate
7) Used only at an ATM
A
Debit card
B
Gift card
C
ATM card
D
Check card
8) Written order to pay stated amount to stated person or business
A
check
B
atm card
C
deposit slip
D
debit card
9) Check not honored by the bank due to non-sufficient funds
A
bounced check
B
automatic withdrawal
C
cashier's check
D
post-dated check
10) Adjusting the checkbook register and bank statement balances
A
checkbook register reconciliation
B
deposit reconciliation
C
bank reconciliation
D
check reconciliation
*select an answer for all questions
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