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Personal Finance Final: Cars/Insurance, Careers
Test Description: Good Luck!
Instructions: Answer all questions to get your test result.
1) Leasing is a great option because you have lower monthly payments.
A
true
B
false
2) One drawback of leasing is that once you’ve paid-up you’re stuck with the car.
A
false
B
true
3) Buying a car usually has high monthly payments, but after you’ve paid the car off you own it.
A
false
B
true
4) All of the following are ways you can lower your monthly payment on car except:
A
Have someone co-sign on your loan
B
Borrow the entire costs; banks like that and will give a better rate
C
Trade-in your old vehicle
D
Save up for a nice down payment
5) By law you are required to have ___ insurance.
A
Comprehensive
B
Collision
C
Liability
D
Medical (Car)
6) Comprehensive insurance will cover your vehicle for car-related issues only.
A
false
B
true
7) If your terms say 25/50/10; how much will your insurance cover for a single vehicle?
A
$10,000
B
$50,000
C
$25,000
8) The amount you pay monthly or quarterly to stay insured is called:
A
Deductible
B
Premium
C
Policy
D
Claim
9) Adding property or items to your insurance policy is called a:
A
Endorsement
B
Premium
C
Coverage
D
Umbrella
10) Insurance can protect:
A
Cars
B
Homes
C
Lives
D
All Of These
11) A job that matches up with your interests/values will usually lead to a more fulfilling career.
A
true
B
false
12) What can you do to improve your chance of finding a successful job?
A
Write a thank you letter after your interview
B
Further your education
C
Gain certificaitons
D
All of the Above
*select an answer for all questions
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