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IBTStudyGuide5
Test Description: IBTStudyGuide5
Instructions: Answer all questions to get your test result.
1) Setting financial goals is the step in creating and using a budget.
A
second
B
first
C
final
D
third
2) A user-owned, not-for-profit, cooperative financial institution is called a
A
credit union
B
commercial bank
C
savings and loan association
D
mutual savings bank
3) The maximum amount you may owe on a revolving credit
A
credit limit
B
spending limit
C
finance charge
D
budget
4) A specific study of a job to identify in detail the job duties and skill rquirements is called a(n)
A
job review
B
job study
C
job analysis
D
job classification
5) Which of the following is NOT a major goal of a human resources department?
A
maintain a satisfying work environment
B
protect employees' health and well-being
C
set prices on products and services
D
match employee abilities with specific jobs
6) The portion of people in the labor force who are not working.
A
depression
B
productive rate
C
unemployment rate
D
job rate
7) This type of insurance covers a large number of employees and their family members under one policy.
A
liability insurance
B
business interruption insurance
C
group insurance
D
workers' compensation insurance
8) All of the following are types of insurance a business might purchase to protect its employees EXCEPT
A
disability insurance
B
health insurance
C
liability insurance
D
life insurance
9) The amount a policyholder must pay for insurance coverage.
A
co-pay
B
check
C
premium
D
deductible
10) Which of the following is not a Microsoft Product
A
PowerPoint
B
Scratch
C
Word
D
Excel
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