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Module 98-100 Review Part 2
Test Description: Module 98-100 Review Part 2
Instructions: Answer all questions to get your test result.
1) Tuition covers the cost of
A
books
B
instruction and some student activities
C
computers and other supplies
D
food and board
2) If you are planning to pursue a professional degree, such as in medicine or law, your best choice for post-high school education is a
A
specialized training program
B
community college
C
four-year public or private college
D
technical college
3) A two-year college is often the best choice for students who
A
need additional training or exploration
B
plan to become doctors or lawyers
C
are driven to pursue their degrees as quickly as possible
D
want to become high school counselors
4) ______________________ programs allow students to work on campus in order to offset tuition costs.
A
401(k)
B
Scholarship
C
Student loan
D
Work-study
5) Scholarships for post-high school education can often be obtained from
A
churches
B
community organizations, such as a Rotary Club
C
high schools
D
all of the above
6) When you have a mortgage, you own your home.
A
True
B
False
C
.
D
.
7) A mortgage protects you from foreclosure.
A
.
B
False
C
.
D
True
8) A down payment is usually required to get a loan to buy a home.
A
True
B
False
9) If your monthly payment is at the top of the range you can afford, an ARM is a good choice.
A
False
B
True
10) You can always count on your house increasing in value.
A
True
B
False
11) Investing in real estate is always a good investment.
A
True
B
False
12) Defaulting on a loan affects your credit rating.
A
False
B
True
13) It is always a good idea to buy a house that is a bargain.
A
False
B
True
14) Homeowners sometimes default because of reasons beyond their control.
A
True
B
False
15) Most fixed-rate mortgages are issued for 15 or 30 years.
A
True
B
False
*select an answer for all questions
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