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3.03 Health Insurance
Test Description: HTR
Instructions: Answer all questions to get your test result.
1) Managed care networks are required to provide quality care
A
at lowest cost possible
B
and friendly service
C
for clients who pay their bills
D
within 24 hours
2) Mrs. Carter must pay $15.00 each time she visits her doctor. The payment is called:
A
premium
B
co-payment
C
deductible
D
revolving payment
3) A person who is blind is eligible for what type of state-administered assistance program?
A
PPO
B
Medicare
C
HMO
D
Medicaid
4) Tri-care is for:
A
unemployed
B
people with low income
C
elderly
D
military
5) Medicare is for:
A
mentally ill
B
terminally ill
C
the poor
D
the elderly
6) If someone has Medicare B, what must the consumer pay for services?
A
$5.00 co-pay
B
a flat fee of $500.00
C
a premium, a deductible, and 20%
D
20% of the total cost
7) The amount of money that must be paid by the patient for medical services before the policy begins to pay is the:
A
tax
B
deductible
C
collateral
D
PPO
8) Type of insurance where employees are restricted to specific hospitals or doctors is:
A
PPO
B
Private health Insurance
C
deductible
D
BCBS of NC
9) Worker's Compensation is administered by the:
A
County
B
USDHHS
C
Federal Government
D
State
10) What does HMO stand for?
A
Health and Medical Opportunities
B
Human Medical Organization
C
Health Maintenance Organization
D
Human Maintenance Organization
*select an answer for all questions
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