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MM Mid-Term MC Part 2
Test Description: Q 37-48
Instructions: Answer all questions to get your test result.
1) When a company places an ad and offers no interest on your purchase for three years
A
they are not interest in making a profit
B
cost of the financing is built into the price of the item
C
all the answers
D
they are showing their appreciation to you by giving you free money
2) A credit score is intended to measure
A
the amount of money you have in the bank
B
how well you handle money
C
your income level
D
your financial success
3) Which of the following statements about college financial aid is false
A
grants are free money
B
scholarships are only for the highest academic achievers
C
the FAFSA is the first step to receiving any kind of financial aid
D
many businesses have scholarships for employees' children
4) Which of the following is not one of the 3 basic reasons for saving money
A
purchases
B
emergency fund
C
build wealth
D
vacations
5) If you were thinking about buying your dream car, but decided not to buy it because you realized what you wouldn't be able to do if you bought the car it would be an example of
A
brand recognition
B
buyer's remorse
C
be backs
D
opportunity cost
6) Which of the following is not a need
A
furniture
B
food
C
utilities
D
housing
7) What is the most likely cause for the direct correlation between the number of hours you watch TV and the amount of money you spend?
A
caveat emptor
B
advertising
C
examining buying motives
D
all of these
8) Which of the following is something that a typical millionaire would do
A
replace things that aren't broken
B
lease a new car
C
carry debt
D
spend less money than he makes
9) Which of the following is not a good idea for getting out of debt
A
sell something
B
borrow money from your parents to pay for the debt
C
get a part time job or work overtime
D
quit borrowing money
10) Which of the following is a reason that people don't save money
A
they lack focus
B
they lack discipline
C
all of these
D
they do not live on a budget
*select an answer for all questions
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