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Lesson 1: Choosing A Bank
Test Description: Unit 2: Banking Basics
Instructions: Answer all questions to get your test result.
1) A good reason for putting your money in the bank is to
A
keep it safe
B
tie it up
C
give it away
D
spend it faster
2) It's usually easier to get a loan if you
A
pay cash for everything
B
Use credit cards without thinking
C
already have a bank account
D
want to pay high bank fees
3) You can use a ATM to
A
save money
B
get cash
C
earn interest
D
deposit money
4) Jayne writes about 15 checks per months. What would her montly bee fee if she opened a Regular Checking Account: No fee for checks; and $7.50 monthly service charge.
A
$6.50
B
$5.50
C
$7.50
D
$2.50
5) Jayne writes about 15 checks per months. What would her monthly fee be if she opened a Starter checking Account: 5 free checks per month, then $0.75 for each additional check; $3.00 monthly service charge.
A
$10.50
B
$11.50
C
$13.00
D
$12.00
6) You should shop for a bank that charges the lowest
A
phishing
B
fees
C
branches
D
interest
7) Most bank have offices, or ____________, in other cities
A
money
B
branches
C
birds
D
cash
8) Criminals use an online scam called _____________ to try to get your private baning information
A
phishing
B
phone book
C
bank
D
interest
9) Which of the following is not listed under banking safety.
A
Be aware of scams.
B
Go for scams, they will earn you money
C
never share your online password or user name
D
Use ATMs with caution
10) Which of the following is what you look for in a bank
A
how tellers dress
B
what the building looks like
C
what kind of cars are parked in the lot
D
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