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A net worth statement is a list of what an individual ______, minus what they _______.
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
Which of the following could NOT be offered up as collateral?
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
A credit report will not include your what?
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
What does DTI stand for?
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
The easiest way to pay down debt is to cut back on what?
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
Before completing your net worth statement, you will need to determine the current ____________ of the items you own.
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
Decreasing your credit card balance automatically decreases what else?
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
After completing an income statement, if the number is __________, then you are spending more than you earn.
Income
owns, owe
negative
Age
other expenses
value
monthly expenses
debt to income ratio
Check it!