A net worth statement is a list of what an individual ______, minus what they _______.

Before completing your net worth statement, you will need to determine the current ____________ of the items you own.

After completing an income statement, if the number is __________, then you are spending more than you earn.

The easiest way to pay down debt is to cut back on what?

Decreasing your credit card balance automatically decreases what else?

A credit report will not include your what?

Which of the following is not one of the three Cs of credit reporting?

Credit reporting agencies can even do calculations to see what?

Which of the following could NOT be offered up as collateral?

What does DTI stand for?

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