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whole life insurance Universal life
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
A Policy that accumulates no cash value. has an end date. Only last for a specific time period.
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
Generally, the higher the deductible on an insurance policy, the
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
People who do not necessarily need insurance typically have a combination of the following:
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
People who do need life insurance typically have a combination of the following:
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
When Jessie needs health care, she must first go to her primary care physician who coordinates her care and decides whether Jessie should see a specialist. Jessie has which type of health insurance?
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
Lucy has no insurance. The situation(s) should she consider insuring against first are:
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
A $250 ______, means the person will have to pay the first $250 out of pocket before an insurer will pay any expenses.
Types of Permanent Insurance
no dependents (no children or grown children, working spouses, or healthy family members)
lower the premium.
dependents (children, elderly parents, ill or disabled family members, spouses who do not or cannot work)
Losses resulting from an illness, accident, or disability
deductible
Managed care health plan HMO or PPO
Term Life Insurance
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