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You can and should obtain a free copy of your credit report annually in order to check for any suspicious activity.
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
Which of the following statements is false?
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
If you are a victim of identity theft, you are only responsible for paying back half of the debt.
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
Which of the following is not a factor in determining a FICO Score?
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
Which of the following is not a good idea for getting out of debt?
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
13) A credit score is intended to measure:
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
18) There are three credit bureaus: Experian, TransUnion and Equifax. 18)
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
Which of the following things cannot be done with a debit card but can be done with a credit card?
True
Paying cash for all purchases
D) Borrow money from your parents to pay for the debt
B) Under FCRA, consumers are allowed to receive one free credit report every five years.
B) The risk of your not repaying debt
True
Go into debt
False
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