Which of the following is not a factor in determining a FICO Score?

Which of the following is not a good idea for getting out of debt?

Which of the following things cannot be done with a debit card but can be done with a credit card?

What factors affect a credit score?

Which of the following statements is false?

Which of the following is not a recommended step in the Drive Free method of purchasing a car?

Which of the following is the most cost-effective option for purchasing a home?

8) Which of the following is not recommended in the debt snowball method of getting out of debt?

What is paycheck garnishment?

Which of the following best summarizes how the use of a credit card for purchases instead of cash can change oneʹs spending behavior?

Which of the following is not a credit myth?

If you do not have a FICO score, what factors will determine whether or not you qualify for a mortgage?

13) A credit score is intended to measure:

14) Which of the following is a sign that your identity may have been stolen?

Individual account information is removed from your credit report seven years after the last activity on the account, except for Chapter 7 bankruptcy, which stays on your credit report for:

You must establish credit in order to buy a house.

If you are a victim of identity theft, you are only responsible for paying back half of the debt.

18) There are three credit bureaus: Experian, TransUnion and Equifax. 18)

You can and should obtain a free copy of your credit report annually in order to check for any suspicious activity.

You need to have a credit card to rent a car or check in to a hotel.

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