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Financial Tech Exam Part 7
Test Description: Financial Tech Exam Part 7
Instructions: Answer all questions to get your test result.
1) Provides a death benefit and builds cash value
A
Term life insurance
B
Short term disability
C
Permanent life insurace
D
Temporary life insurance
2) Fee for violating terms of credit agreement
A
processing fee
B
finance charge
C
Late Fee
D
Penalty
3) Credit to be paid off in a set period of time
A
revolving credit
B
installment credit
C
service credit
D
charge card
4) Protects you if someone is injured on your property
A
major medical
B
long term disability
C
short term disability
D
personal liability
5) Ability to borrow money and pay it back later
A
cash
B
charge card
C
loan
D
credit
6) Provides portion of pay for up to 2 years due to injury or illness
A
long term disability
B
short term disability
C
health insurance
D
life insurance
7) Procedure to relieve someone of excessive debt
A
bankruptcy
B
debt management
C
debt consolidation
D
credit counseling
8) Price paid for insurance coverage
A
copay
B
deductible
C
rebate
D
premium
9) Account one can charge repeatedly up to a maximum limit
A
revolving credit
B
service credit
C
charge card
D
installment credit
10) Amount one must pay before insurance will pay
A
copay
B
premium
C
deductible
D
rebate
*select an answer for all questions
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