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Financial Tech Exam Part 5
Test Description: Financial Tech Exam Part 5
Instructions: Answer all questions to get your test result.
1) Formal agreement to the terms of an offer
A
Agreement
B
Counteroffer
C
Contract
D
Acceptance
2) Money added to an account
A
Withdrawal
B
Deposit
C
ATM purchase
D
Debit
3) Used to access an account; like a password
A
PIN
B
VIN
C
ID
D
SSN
4) Interest rates do not change during the term of the loan
A
adjustable rate
B
fixed rate
C
floating rate
D
variable rate
5) Tool used to track check, withdrawals, deposits, etc.
A
bank reconciliation
B
deposit slip
C
checkbook register
D
bank statement
6) Interest rates change in response to the economy
A
floating rate
B
adjustable rate
C
fixed rate
D
variable rate
7) Used only at an ATM
A
Check card
B
ATM card
C
Debit card
D
Gift card
8) Written order to pay stated amount to stated person or business
A
check
B
atm card
C
debit card
D
deposit slip
9) Check not honored by the bank due to non-sufficient funds
A
post-dated check
B
bounced check
C
cashier's check
D
automatic withdrawal
10) Adjusting the checkbook register and bank statement balances
A
checkbook register reconciliation
B
deposit reconciliation
C
bank reconciliation
D
check reconciliation
*select an answer for all questions
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