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BML Final Set 20
Test Description: BML Final Set 20
Instructions: Answer all questions to get your test result.
1) A dependent is
A
the person who receives money when an insured person dies.
B
someone who is employed by another person.
C
any person who must rely on another person for financial support.
D
the person who buys a life insurance policy.
2) Uninsured motorist protection covers
A
an uninsured person only if another uninsured person is at fault.
B
an uninsured person only if an insured person is at fault.
C
an insured person only if another insured person is at fault.
D
an insured person only if an uninsured person is at fault.
3) The person or business for which an insurance company assumes the risk is called the
A
insured.
B
insurer.
C
claimant.
D
policyholder.
4) The amount a policyholder must pay for insurance coverage is a
A
deductible.
B
ransom.
C
claim.
D
premium.
5) The amount a policyholder must pay on a claim before the insurance company will pay is the
A
claim.
B
ransom.
C
deductible.
D
premium.
6) The part of Social Security that provides death benefits to dependents of workers who die is
A
survivors' insurance.
B
disability insurance.
C
unemployment insurance.
D
retirement insurance.
7) Ethical behavior consists of
A
both of these.
B
neither of these.
C
actions of groups and individuals.
D
results of those actions.
8) Judgment is
A
respecting the feelings and needs of people you work with.
B
making decisions carefully.
C
having the ambition and motivation to get work done without being asked.
D
looking at all sides of an issue before making a decision.
9) Objectivity is
A
willing to take reasonable risks and make unpopular decisions.
B
having the knowledge and understanding needed to perform well.
C
looking at all sides of an issue before making a decision.
D
respecting the feelings and needs of people you work with.
10) Initiative is
A
willing to take reasonable risks and make unpopular decisions.
B
having the ambition and motivation to get work done without being asked.
C
the ability to listen, speak and write effectively.
D
respecting the feelings and needs of people you work with.
*select an answer for all questions
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