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Personal Finance 3.02
Test Description: Personal Finance 3.02
Instructions: Answer all questions to get your test result.
1) Students should become familiar with as many careers as possible in order to:
A
learn which careers match personal interests.
B
give advice to friends
C
be able to finish high school.
D
feel competent taking tests
2) Choosing a work community that has good health care services, schools, and child care are all examples of:
A
base salary and fringe benefits
B
additional perks and vacation leave.
C
employer-provided services and child care.
D
location and environment
3) Stock options, company car, relocation expenses, and tuition reimbursement are all examples of:
A
base salary.
B
employer-provided services.
C
additional perks of the job.
D
insurance benefits.
4) Which characteristic of a job offer illustrates opportunity for job or career advancement?
A
On-site elder care for employees' families
B
Opportunity to buy shares of stock in the company
C
Guaranteed pay raises with years of service
D
Good schools in the neighborhood
5) A community with a cost of living index of 110.0 has a(n):
A
above average cost of living.
B
constant cost of living
C
average cost of living.
D
below average cost of living.
6) Tom was offered $50,000 for his first job as an accountant after graduating from college. This salary represents the:
A
highest salary for a specific career per year.
B
average spread of annual earnings per year.
C
base salary for this career position.
D
lowest salary for a specific career per year.
7) The salary range for a specific career is $25,000-$45,000 per year. A salary of $35,000 salary represents the:
A
average spread of annual earnings per year.
B
highest salary for a specific career per year.
C
lowest salary for a specific career per year.
D
the midpoint, or middle salary, in the median range of salaries.
8) Individuals who have gained more educational training are MORE LIKELY to have:
A
lower personal satisfaction.
B
higher estimated lifetime earnings.
C
greater amount of leisure time.
D
more spacious offices.
9) Careers in biotechnology are expected to increase over the next decade. This is an example of:
A
working conditions.
B
nature of work.
C
educational requirements.
D
occupational outlook.
10) A career as a professional athlete involves travel during most of each playing season. This is an example of:
A
working conditions.
B
expected earnings.
C
educational requirements.
D
occupational outlook.
*select an answer for all questions
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