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BML 11-2
Test Description: Business management and law, chapter 11, set 2
Instructions: Answer all questions to get your test result.
1) A risk that offers a chance to either gain or lose.
A
speculative risk
B
bespectacled risk
C
controllable risk
D
pure risk
2) Personal, liability and property risks are all examples of
A
non-economic risks
B
insurable risk
C
uninsurable risk
D
economic risks
3) tm
A
all of these
B
trademarks
C
copyrights
D
patents
4) A type of risk that cannot be reduced by your action is a( n)
A
transferrable risk
B
pure risk
C
uncontrollable risk
D
non-economic risk
5) You decide to skip the camping trip to Crystal Lake when you hear about a crazed, hockey masked homicidal former camper with a machete. This is an example of
A
assuming risk
B
avoiding risk
C
insuring risk
D
transferring risk
6) A company that finds another business to complete a risky activity is
A
insuring risk
B
transferring risk
C
pretty slick
D
avoiding risk
7) The party that agrees to take on certain economic risks and to pay for losses if they occur is the
A
ensured
B
unsure
C
insurer
D
insured
8) Which of these is a type of insurance businesses commonly purchase to protect its employees?
A
disability insurance
B
parametric insurance
C
liability insurance
D
alien abduction insurance
9) This type of insurance covers a large number of employees and their family members under one policy.
A
roof insurance
B
group insurance
C
indemnity insurance
D
umbrella insurance
10) Which of the following is not a main category of uninsurable risk factors?
A
competitors' actions
B
economic circumstances
C
disturbances in the Force
D
changes in technology
*select an answer for all questions
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