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Personal Finance 2.02
Test Description: 2.02
Instructions: Answer all questions to get your test result.
1) Which illustrates using available media to communicate and protect others?
A
Telling your legislator your views about the state lottery
B
Calling your daughter to warn about scam artists going door to door
C
Texting your dad to please put some money into your bank account
D
Sending in your sweepstakes response to get your name in the drawing
2) Which illustrates seeking help from a local agency?
A
Writing the State Attorney General's office
B
Contacting the Better Business Bureau
C
Calling your legislator to complain about telemarketers calling your home
D
Texting a friend who works as a certified public accountant
3) Which illustrates reporting a fraudulent scam to a consumer government agency?
A
Telling a postal clerk about an unwanted sweepstakes offer you received
B
Texting your mom to ask her if she's heard of a credit card company
C
Completing a complaint form and submitting it on the Federal Trade Commission website
D
Calling your legislator to complain about telemarketers calling your home
4) Which illustrates a vague offer expecting one to pay up front? The woman:
A
refused to answer certain questions the shopper asked
B
asked the shopper to share her email address and Social Security number.
C
promised the shopper she'd tell her how to get the piano at no cost if she'd purchase piano lessons
D
avoided telling the shopper where her business was based
5) Which illustrates concealing information? The man:
A
said that the special price was only good for twenty-four hours.
B
said that the table linens were handmade
C
told people he was collecting for the homeless, but kept the money for himself.
D
in the booth at the mall refused to tell where his business was located
6) Which illustrates a typical line from a sweepstakes letter?
A
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
B
"Purchase special software for only $500, start your own business, and earn quick profits."
C
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
D
"Purchase your ticket now for a chance to win over $150,000."
7) Which illustrates a typical line from a lottery promotion?
A
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
B
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
C
"Purchase your ticket now for a chance to win over $150,000."
D
"Purchase special software for only $500, start your own business, and earn quick profits."
8) Which illustrates a typical line from an earn-money-at-home offer?
A
"Mail $10 to three people, and in a few short days, you'll start receiving cash in the mail!"
B
"You are the lucky winner. Pay only $50 handling fees and claim your cash prize up to $50,000."
C
"Purchase special software for only $500, start your own business, and earn quick profits."
D
"Purchase your ticket now for a chance to win over $150,000."
9) On the day of his Superbowl party, Dan went to the store four times to shop for snacks. Dan's behavior illustrates failure to:
A
be informed.
B
plan
C
protect
D
communicate
10) Lisa did not discuss her planned purchase of new bedroom furniture. When the furniture was delivered, her husband was not pleased . Lisa's behavior illustrates failure to
A
plan
B
protect
C
communicate
D
be informed
*select an answer for all questions
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