Finally Bill asked his mother. “How much money does a married couple need to live on their own?” His mother gave him this “rule of thumb” What is the rule of thumb?

The average family pays at least one week’s income per month for rent.

Creating a budget for the first time is difficult. Who can help you create a budget?

You should create a budget to pay for you bills –not pay your bills with credit.

A budget could include the following areas: housing, utilities, food, transportation, household and personal needs, health care, clothing, savings, recreation and big items for the

Many families have other costs included into their budgets: life insurance, health insurance, gifts, church and charities, education, union dues, and others.

An example of what would be included in a clothing budget is

An example of what would be included in a health care budget is

An example of what would be included in a housing budget is

An example of what would be included in a utilities budget is

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