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Ramsey Ch 7 Pt 2
Test Description: College Planning
Instructions: Answer all questions to get your test result.
1) Many service industries, including massage therapy, financial services, auto repair, electrical work, and plumbing , don't require four-year degrees.
A
False
B
Maybe
C
Pancakes
D
True
2) Dropping out of college means you don't have to pay your student loans.
A
False
B
True
C
Chiefs
D
Jaguars
3) Certificate programs, boot camps, and accelerated programs are typically more __________ than other educational programs.
A
Expensive
B
Flexible
C
Time consuming
D
Challenging
4) Most students don't consider that they'll end up paying far more than the original amount they borrowed on their student loans because of ________.
A
Higher income
B
Monthly payments
C
Interest rates
D
The debt snowball
5) It's okay to not understand all the specifics of your financial aid before accepting the money.
A
phineas
B
ferb
C
True
D
False
6) To decide if you're passionate about something, consider . . .
A
Going to school for it
B
Enlisting in the military
C
Volunteering in that field first
D
Getting certified in it
7) We should volunteer because....
A
it looks good on a resume
B
all of the above
C
it looks good on a scholarship application
D
serving others is what Jesus wants us to do
8) I should choose a trade school instead of a four year college
A
true
B
false
C
absolutely not
D
maybe, depending on my skills and passions
9) Which of the following wasnt talked about by Ramsey but is the most important part of college planning?
A
staying out of debt
B
financial implications
C
degrees offered by college of choice
D
prayer
10) which of the following is NOT a non tuition cost associated with college?
A
interest on loan
B
textbooks
C
housing
D
company vehicle
11) Some tech schools like WSU tech will allow you to earn __________________ at a lower tuition cost while you are still in high school
A
agricultural credits
B
bachelors degrees
C
graduate credits
D
general ed college credit
12) you are going to have to sacrifice some things that might be more fun in order to get through college debt free
A
true
B
not always
C
no way
D
false
13) in order to determine your career path, you should pray, explore what you are passionate about, and what you are ____________ at
A
inept
B
horrible
C
bad
D
good
*select an answer for all questions
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