Increased the government’s ability to combat bank fraud

Equal Credit Opportunity Act

Law that grants consumers to the right to know who requests to view their credit report over the past year

Usury law is it sets the maximum amount of interest that can be charged for a loan

Protects consumers against unauthorized electronic fund transactions including debit and credit card purchases

FDIC stands for ..

Federal Deposit Insurance Act is defined as..

Chapter 7 is defined as it requires the debtor to liquidate (sale) nonexempt property to repay creditors

Requires creditors to provide consumers with the terms and cost of credit __

Prohibits unfair, abusive, and deception methods of collecting debt

Provides consumers with a means to dispute a billing error on open-ended credit accounts (credit and charge cards) is

Fair Credit Reporting Act is defined as;

Amendments to the Truth-in-Lending law that include requirements for cosigners who applicants under 21 years of age

Medicare is a part of the federal Social Security program

It is designed to protect the physical assets owned, leased, rented or used by individuals and families

Provides for the daily custodial care as well as the long-term nursing care that an individual may need outside of the hospital.

Blue Cross / Blue Shield of North Carolina is

Premium is fee paid to an insurance company in return for the insuring of property and casualty insurance

Spouse Rider Insurance is level term coverage on the life of the insurer’s spouse

Beneficiary-A ( secondary) beneficiary is entitled to the policy proceeds if the primary beneficiary has predeceased the insured

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