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4.02 Auto Insurance - Business Law
Test Description: Enjoy learning!
Instructions: Answer all questions to get your test result.
1) Covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle
A
Property Damage Coverage
B
Collision Coverage
2) Pays if you are struck by someone who does not have insurance
A
Insured Motorist Coverage
B
Uninsured Motorist Coverage
3) Medical Pay (med pay) is...
A
Pays for medical expenses for you and your pets.
B
Pays for medical expenses for you
4) Liability Coverage
A
Collision Coverage
B
Provides protection when you are held legally responsible Coverage for Bodily Injury and Property Damage caused by an auto ac
5) This coverage is elective coverage by the insured that provides specific coverage for incidents requiring towing of the insured’s vehicle(s)
A
Collision Coverage
B
Miscellaneous Coverage
6) Provides protection from theft, windstorm, hail, flood, falling objects, collision with a bird or animal.
A
Liability Coverage
B
Comprehensive Coverage
7) Underinsured Insurance Motorist Coverage is ...
A
Pays for your coverage if you are in an accident and the other motorist has lower liability coverage than your coverage
B
Rental Coverage is covered under this section of an automobile policy
8) Physical injury to or destruction of or loss of use of tangible property such as other vehicle, buildings, telephone poles, fences etc
A
Property Damage Coverage
B
Miscellaneous Coverage
9) Rental Coverage is covered under this section of an automobile policy
A
Uninsured Motorist Coverage
B
Miscellaneous Coverage
10) A fee paid to an insurance company in return for the insuring of property and casualty insurance and life and health insurance to individuals or businesses.
A
deductible
B
premium
C
claim
*select an answer for all questions
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