what is the reason smart people put their money in a bank?

amount money grows over time

How can a bank afford to pay 3% interest to depositors?

Banks are middle men between depositors and borrowers.

A depositor is like a bank for banks; they are actually borrowing money from depositors.

Why are banks MORE than just a middle man between depositors and borrowers?

Who is affected when borrowers do not pay back their loans?

Which is NOT a consequence of banks going out of business?

Who is to blame for the 2008 financial crisis?

Which is an incorrect opportunity cost pair?

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