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Personal Finance Exam Review 9
Test Description: Final exam review
Instructions: Answer all questions to get your test result.
1) Monthly car payments should be no more than ___ percent of the money you have left after paying all of your other expenses.
A
5
B
20
C
30
D
10
2) A used car
A
is likely to need more repairs than a new car.
B
can never be purchased with a warranty.
C
is usually about the same price as a new car.
D
loses at least half of its market value as soon as you drive it off the lot.
3) Which of the following publications is dedicated to used-vehicle listings?
A
Motor Trend
B
Auto Trader
C
Car and Driver Magazine
D
Consumer Reports
4) Which of the following vehicles would most likely have the highest insurance rate?
A
a brand-new sports car
B
a four-door family sedan
C
a fuel-efficient compact car
D
a used mini-van
5) With a vehicle's VIN, you can determine all of the following except
A
the mileage readings each time the vehicle was sold.
B
how quickly the vehicle can go from 0 to 60 MPH.
C
how many times the vehicle has been sold.
D
whether the vehicle has been in a serious accident.
6) Which of the following can tell you if the head gasket on your vehicle's engine needs to be replaced?
A
a compression test
B
a timing gear test
C
an oil consumption test
D
a vehicle emission test
7) A fair price for a new car is likely to be about ___ percent above the ___ price.
A
3 to 6; invoice
B
3 to 6; sticker
C
8 to 10; sticker
D
8 to 10; invoice
8) In most cases, the most important factor in determining a car's resale or trade-in value is
A
the vehicle's fuel efficiency.
B
model popularity.
C
mechanical condition.
D
the vehicle's age.
9) For city driving, experts advise changing the oil every three months or every ___ miles, whichever comes first.
A
3,000
B
10,000
C
25,000
D
7,000
10) Each of the following is a good driving habit except
A
don't shift into a forward gear while your vehicle is rolling backward.
B
don't turn the steering wheel when the vehicle is motionless.
C
race your engine as soon as you start the car, to warm it up more quickly.
D
never drive a car when the 'check engine' light is on.
*select an answer for all questions
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