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Personal Budgeting
Test Description: Review in preparation for a test.
Instructions: Answer all questions to get your test result.
1) A legal agreement where a creditor lends money at interest in exchange for taking title of the debtor's property
A
Mortgage
B
401K
C
Bonds
D
Bankrupt
2) a public service, as a phone, electricity, water/sewer, or the like. rents and leases
A
Utilities
B
Expenses
C
Bonds
D
Bankrupt
3) a permit to own or use something or do a particular thing.
A
Goals
B
Expenses
C
Utilities
D
License
4) An undesirable condition that people believe should be corrected.
A
Stocks
B
Bankrupt
C
Identity Theft
D
Social Issue
5) the cost required for something; the money spent on something.
A
Utilities
B
Expenses
C
401K
D
Bonds
6) A savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date.
A
Certificate of Deposite
B
Individual Retirement Account
C
Index Fund
D
529 College Fund
7) UN System to help them achieve the standards set out in the UN Charter and the Universal Declaration of _______________.
A
Health Rights
B
Responsibility
C
Human Rights
D
Food Rights
8) Which is not a member of the G 8 Summit?
A
USA
B
France
C
Saudi Arabia
D
Japan
9) This is the area that is easily manipulated to accommodate other parts of your budget
A
Discretionary Spending
B
Savings
C
Income
D
Necessary Expenses
10) Which is not one of the four types of market place insurance plans?
A
Preferred Provider Organization (PPO)
B
Health Maintenance Organization (HMO)
C
Exclusive Provider Organization (EPO)
D
Health Departmental Reporter (HDR)
11) A type of security that signifies ownership in a corporation.
A
Certificate of Deposit
B
Bonds
C
Stocks
D
Index Fund
12) A tax or duty to be paid on a particular class of imports or exports.
A
Bonds
B
Tariff
C
Interest
D
Alliance
13) Which is not one of the main types of interest?
A
Compounding
B
Fixed Rate
C
Under Rate Assigned
D
Variable Rate
*select an answer for all questions
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