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Personal Finance Final: Cars/Insurance, Careers
Test Description: Good Luck!
Instructions: Answer all questions to get your test result.
1) Leasing is a great option because you have lower monthly payments.
A
true
B
false
2) One drawback of leasing is that once you’ve paid-up you’re stuck with the car.
A
false
B
true
3) Buying a car usually has high monthly payments, but after you’ve paid the car off you own it.
A
false
B
true
4) All of the following are ways you can lower your monthly payment on car except:
A
Trade-in your old vehicle
B
Save up for a nice down payment
C
Have someone co-sign on your loan
D
Borrow the entire costs; banks like that and will give a better rate
5) By law you are required to have ___ insurance.
A
Collision
B
Medical (Car)
C
Liability
D
Comprehensive
6) Comprehensive insurance will cover your vehicle for car-related issues only.
A
false
B
true
7) If your terms say 25/50/10; how much will your insurance cover for a single vehicle?
A
$10,000
B
$25,000
C
$50,000
8) The amount you pay monthly or quarterly to stay insured is called:
A
Claim
B
Deductible
C
Policy
D
Premium
9) Adding property or items to your insurance policy is called a:
A
Coverage
B
Umbrella
C
Premium
D
Endorsement
10) Insurance can protect:
A
Lives
B
Cars
C
All Of These
D
Homes
11) A job that matches up with your interests/values will usually lead to a more fulfilling career.
A
false
B
true
12) What can you do to improve your chance of finding a successful job?
A
All of the Above
B
Write a thank you letter after your interview
C
Further your education
D
Gain certificaitons
*select an answer for all questions
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