Companies that offer short-term loans to businesses and consumers at higher interest rates than banks charge.

The electronic transfer of a payment directly from the payer's bank account to that of the party being paid.

Financial institutions that offer the entire range of banking services, such as checking and savings accounts, loans, and financial advice.

A system that allows money to be transferred from one bank account to another through a network of computers

Property or goods pledged by a borrower to use as security against a loan if it is not repaid.

A record of the amount of money a customer has deposited ito or withdrawn from a bank.

Not-for-profit banks set up by organizations for their customers to use.

A secure box in a bank's vault used for the safe storage of a customer's valuables.

The central bank of the United States.

Companies that sell stocks and bonds and may also offer a wide range of financial services to their customers.

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