True or False: To pay less interest and pay off your balance sooner, you should pay more than the minimum payment amount.

True or False: Charging small, everyday purchases is a good practice.

True or False: Arranging for automatic payments for your monthly bills is a smart practice because it helps prevent late payments.

True or False: It is not important to read the fine print of a credit card or loan application before you sign it.

True or False: Be choosy about your credit, and don\'t apply for more than you actually need.

True or False: Try to pay your bills as soon as they come in.

Get into a saving mode so you rarely need credit or loans for your purchases.

Which describes credit best?

True or False: Overspending will not lead to debt.

True or False: You can get 2 free credit reports per year from each of the 3 credit reporting agencies.

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