This act prohibits credit discrimination.

Which of the following is NOT used to calculate a credit score?

Which is a benefit of a good credit score?

Which is a drawback of a bad credit score?

Which is the only government-sponsored web site where you can obtain a free credit report annually from each of the three credit reporting agencies?

True or False: 2 common mistakes on credit reports are fraud (identity theft) and mistaken identity.

Which type of bankruptcy allows you to erase most of your debt?

True or False: You must be unemployed or have a very low income to declare Chapter 7 bankruptcy.

True or False: Financial counseling is recommended for those filing Chapter 7 bankruptcy, but not required.

Which type of bankruptcy allows you to re-structure your debt and repay many of your debts over 3-5 years time (The court oversees the repayment plan.)?

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