A charge for setting up a loan that is typically associated with home loans.

The total amount of what it costs you to use credit in a given year; expressed as a percentage of the amount borrowed.

The entire amount of money you owe to lenders

Maximum amount of credit a lender will extend to the customer

A record of how you have repaid your credit obligations

This is included in many credit card company agreements that allows a credit card company to increase your interest rate if you make just one late payment.

The length of time you have to pay off a loan

A fee on credit cards for making charges over your credit limit

How many free credit reports can you get per year from each of the three credit reporting agencies?

Requests for an individual's credit report

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