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Insurance
Test Description: Insurance
Instructions: Answer all questions to get your test result.
1) a plan in which every automobile insurance company in the state is assigned a certain number of high-risk drivers based on the amount of insurance each company sells
A
beneficiary
B
assigned risk plan
C
basic health coverage
D
dependent
2) protection provided by regular medical, hospital, and surgical insurance
A
basic health coverage
B
coinsurance
C
bodily injury liability
D
assigned risk plan
3) the person named in an insurance policy to receive the insurance benefits
A
beneficiary
B
bodily injury liability
C
dependent
D
face value
4) insurance that protects a driver from claims resulting from injuries or deaths for which the insured is at fault
A
coinsurance
B
bodily injury liability
C
beneficiary
D
depreciation
5) the amount of money that the insurance company will pay if the policyholder decides the insurance is no longer needed
A
dependent
B
face value
C
beneficiary
D
cash value
6) the sharing of expenses by the policyholder and the insurance company
A
face value
B
beneficiary
C
coinsurance
D
dependent
7) the amount the insured must pay before the insurance company pays a claim.
A
deductible
B
cash value
C
coinsurance
D
dependent
8) a person who must rely on another for financial support
A
beneficiary
B
dependent
C
assigned risk plan
D
depreciation
9) the decrease in value of a property as it becomes old and gradually wears out
A
cash value
B
face value
C
depreciation
D
appreciation
10) the amount of insurance coverage that was originally purchased and that will be paid upon the death of the insured
A
face value
B
coinsurance
C
cash value
D
depreciation
*select an answer for all questions
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